Investment & Loan - Fintech DRACO Corporation
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Fintech DRACO Corporation > Investment & Loan

Investment & Loan

SMART FINANCE SOLUTIONS

DRACO Financial Technology Group provides and advises loan solutions with reasonable, flexible, safe and effective interest rates and investment solutions with high rate of return for both individuals and SMEs. Our Loan products include Consumer Loans, Business Loans, Unsecured Loans, and Secured Loans. Investment products include: Guaranteed investment, Investment in defense, and Perfect investment.

I. Investment Products

Guaranteed investment trust

A service that investors can safely invest in each deal or investment cycle. At the end of the transaction or investment period, investors will be guaranteed to return the investment capital and a corresponding interest rate. All risks in the deal are guaranteed and borne by DRACO Group or DRACO’s partner insurance companies.

Hedge investment trust

A service that investors can safely invest in each deal or investment cycle. At the end of the deal or investment period, investors certainly will be guaranteed to return the investment capital. The corresponding interest rate will be shared according to the agreement between investors and DRACO based on the efficiency obtained from the Investment deal. Moreover, investors and DRACO also share the rate of risks encountered in the transaction within the interest range. With this product, investors are guaranteed exemption from all risks to the principal amount when investing. This also means the profitable interest rate for hedge investment trusts is higher than for guaranteed investment trusts.

Perfect investment trust

A service that investors directly participate in investing decisions. With each Perfect investment deal, investors will incur all the arising risks but will also receive 100% interest from the deal. DRACO only charge fees based on investment consulting and supporting services according to the price list announced by DRACO from time to time.

II. Loan Products

Diversified loan products of DRACO will meet all customers needs from individuals, business households to enterprises. We provide not only consumer loans but also start-ups loans, loans to supplement working capital, real estate investments and other legitimate loan purposes. With simple procedures, less documents and up to 100% of the market value of collateral, DRACO is proud to offer a unique and best loan service in the market.

Unsecured / mortgage consumer loans

We fully meet the needs of customers with many uses of the product:

  • Diverse loan purposes for all consumer needs;
  • Flexible loan period from 3 days to 1 year;
  • Maximum loan amount up to 1 billion;
  • Competitive interest rates & many promotions;
  • Simple loan procedures;
  • No checking the CIC history is required;
  • Diversified collateral: ID card, driver’s license, phone, laptop … & Third party guarantee;
  • Borrowing rate up to 100% of mortgage market valuation;
  • No documents & the purpose of capital use when disbursing is required;
  • 100% cash disbursement or bank transfer.

Unsecured / mortgage business loans

DRACO’s unsecured business loans and mortgage products for both business households and small businesses, with flexible, simple and convenient features, always responds to the capital needs promptly for our Customers

  • Flexible loan period from 1 month to 5 years;
  • Maximum loan amount up to 10 billion;
  • Competitive interest rates & many promotions;
  • Simple loan procedure, without checking CIC history.;
  • Diverse pledged assets: Unsecured; guaranteed by the 3rd party; ID card, driver’s license, goods, vehicle…;
  • Borrowing rate up to 100% of mortgage market valuation;
  • No documents or the purpose of capital use when disbursing is required;
  • 100% cash disbursement or bank transfer;

III. Service objectives and customer benefits

The investment service objectives are to create a flexible, safe, effective and highly profitable investment channel for investors. This channel helps individuals, enterprises or business households maximize the efficiency of idle capital or investment capital.

The loan service objectives helps individuals, business households and SMEs have more additional capital mobilization channels or to borrow for business and consumption purposes.

IV. Service delivery process

Investment process

Loan process

Product Experts

Lai Anh Tuan

CEO
 

Tran Thi Hong Phuoc

CFO
 

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